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Financial well-being : a conceptualization and research agenda


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Brüggen, Elisabeth C. ; Hogreve, Jens ; Holmlund, Maria ; Kabadayi, Sertan ; Löfgren, Martin:
Financial well-being : a conceptualization and research agenda.
In: Journal of business research : JBR. 79 (2017) 10. - S. 228-237.
ISSN 0148-2963


Link zum Volltext (externe URL): http://www.sciencedirect.com/science/article/pii/S...


With savings rates at record lows and inadequate long-term financial planning for retirement, financial well-being has become an important topic for individuals and households as well as for societies and countries. Research on the topic, however, remains scarce and scattered across disciplines. The present paper aims to consolidate and extend knowledge on financial well-being and makes a three-fold contribution to the discussion. First, we propose a new definition based on a perceptual perspective of financial well-being and link it to an individual's current and anticipated desired living standard and financial freedom. We then develop a framework that distinguishes key elements of financial well-being; namely, interventions and financial behaviors, consequences, contextual factors, and personal factors. We then present a research agenda to guide future research on financial well-being. This work is designed to inspire researchers to continue expanding the knowledge so that financial institutions can take measures to increase financial well-being.

Weitere Angaben

Schlagwörter:Financial well-being
Transformative service research
Service research
Consumer financial decision making
Financial services
Institutionen der Universität:Wirtschaftswissenschaftliche Fakultät > Betriebswirtschaftslehre > Lehrstuhl für Allgemeine Betriebswirtschaftslehre und Dienstleistungsmanagement
Titel an der KU entstanden:Ja
Eingestellt am:25. Jul 2017 14:53
Letzte Änderung:25. Jul 2017 14:53
URL zu dieser Anzeige:http://edoc.ku-eichstaett.de/19494/